October 2007
All About Your Credit Report
Tip! Education loans are also sanctioned by colleges, universities, and other institutions based on your credit report. So, if your kids are planning to go to college and qualify in professional courses then their whole future will depend on your havin...
The Lowdown on the Starwood Credit Card
Tip! Average daily balance — This is the method by which most credit cards calculate your payment due. An average daily balance is determined by adding each day’s balance and then dividing that total by the number of days in a billing cycle...
Instant Online Credit Report - Get Your Report Online and Improve Your Score
Do It Yourself Credit Report Repair. Downloadable eBook with step by step instructions for credit report repair.
If you are considering making a major purchase in the future or have applied for financing and was turned down, a copy of your credit repo...
September 2007
0% APR Credit Card Benefits
Tip! Your credit card application can affect your credit rating.
You will see many lenders these days offering 0% APR credit cards. If you are thinking of applying for a 0% APR credit card, it is well worth taking the time to research and compare all t...
The Lowdown on the Continental Airlines Credit Card
Tip! You can affect your credit rating before you apply for a credit card in order to qualify for a lower APR. If you suspect that your credit rating is in the middle ranges because you’ve missed a few payments here and there, or been late once ...
Don't Let A Lack Of Credit History Prevent You From Obtaining A Credit Card
Tip! Rescuer in financially tight situations There are times when you need some extra cash immediately. In such emergency situations, when you don’t have sufficient cash you can go on credit by using your credit card.
You may already be aware of ...
Business Credit Card - Choose Wisely
Tip! Rebuilding your credit is the one thing that this ‘credit card’ will do - but nowhere near as much as if you’d taken that $449 total and invested it in a secured credit card.
It used to be easy to choose a new business credit car...
What is the National Average Credit Score?
Tip! Try to keep your credit balances as low as possible. You can also ask the lender to increase your credit limit which can increase your credit score.
When it comes to credit scores there is a wide range of placement for American consumers. Low cred...
August 2007
Credit Card Fraud - How to Prevent It
Tip! Average daily balance — This is the method by which most credit cards calculate your payment due. An average daily balance is determined by adding each day’s balance and then dividing that total by the number of days in a billing cycle...
Top 10 Credit Card Tips
Tip! Interest free period. Also, it’s a good idea to compare the interest free periods offered by various credit cards.
The credit card has been one of the most popular inventions of this time, helping consumers acquire convenience and boosting c...
New Credit Score System Supposed to Simplify, Not Confuse
Tip! Pay the minimum monthly payments. This will repair your credit score remarkably.
A lot has been written in the past few years about the importance of both credit reports and credit scores. The credit report is a listing of all significant financi...
Why A Credit Card Will Not Solve Your Financial Problems
Tip! Your credit card application can affect your credit rating.
Although a credit card offers you convenience, it is not cash, simply a substitute for cash. You need to have cash in your bank account to pay for all the purchases. So using a credit car...
July 2007
3 Ways to Receive Your Credit Report For Free
Tip! You will see the addresses for each creditor on the credit report. If it is not there, then you can call customer service to ask them to provide you with the missing information.
Thinking of buying a new home or automobile? Before you shop, make ...
Credit Repair Letter
The Attorney’s Guide To Credit Repair.
Many people are interested in credit repair. Because of this, there are many companies selling credit repair “kits”, services and even sample copies of a credit repair letter. Some of these se...
Credit Repair... Can I Do It Myself?
Tip! Make credit repair your focus. You need to insure that each purchase you make is a wise one.
I’m sure you have seen them everywhere. Little ads promising perfect credit in 30 or 60 days. They all claim to have the hidden secrets of credit re...
June 2007
Free Credit Report Without A Credit Card!
Tip! Your income, age and other details. When going hunting for a credit card, you need to keep these details in your mind too.
Almost ten years ago, I was looking to buy a new home. A builder was advertising a “no down-payment mortgage”. ...
What Makes Up A Credit Score?
Tip! Do not close old or paid off accounts. These show the credit history length and contribute to higher credit scores.
Fair Isaac Corporation uses 22 pieces of data collected from the three major credit bureaus to produce a FICO score (your credit sc...
The Benefits of Fixing A Bad Credit Report
Tip! Get a copy of your credit report. Take advantage of the free government credit report from each of the National Consumer Credit Bureaus: Equifax, TransUnion and Equifax.
If you are living under a rainy cloud of bad credit, you probably want to kn...
The Best Credit Card Reward: For Those Who Had Been Naughty And Nice
Tip! Finance charge — The charge for using a credit card, comprised of interest costs and other fees.
Think about it. If people would normally pay all their credit card balances in time, then what is the purpose of interest rates?
None.
And how w...
May 2007
Swipe Age: What Is A Credit Card Machine?
Tip! Balance transfer — The process of moving an unpaid credit card debt from one issuer to another. Card issuers sometimes offer teaser rates to encourage balance transfers coming in and balance-transfer fees to discourage them from going out.
C...
Choosing Between the Credit Repair Companies
The Best Selling Credit Repair Package. Great seller quick turn around. High payout.
Credit repair involves removing inaccurate, misleading or outdated information from your credit report. Credit repair companies are sometimes able to help you, when ...
April 2007
Must-Know Credit Card Terms Before You Apply
Discover® Card - Credit Application 0% APR, 5% cashback bonus, $0 fraud liability. Secure application.
Everyday, people spend for different purchases either on goods or services. Money is required when you go to a store, a gasoline station, a restaura...
Small Business Credit Card - Credit Card Services For a Business
Tip! Treat your credit card like a debit card.
If you are a new business and looking for a credit card, chances are you want a small business credit card. Because you are a new business, resources may be limited as well as manpower. When you’re l...
Credit Repair Secrets Only The Insiders Know
Credit Repair & Collection Agencies. Credit Repair & Debt Collections Help For Consumers.
IMPROVING YOUR SCORE
Don’t worry if your score isn’t considered “excellent” or even “good”, there are plenty of lucr...
